Enhancing Your Pension Investment Strategy with Cartlidge Morland Pension Portfolio Service

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Enhancing Your Pension Investment Strategy with Cartlidge Morland Pension Portfolio Service

In a recent survey conducted by Unbiased, it was revealed that 9 out of 10 members of a workplace pension remain invested in the scheme default fund. This statistic raises concerns as the default fund may not align with members’ risk appetites or investment values, rendering it potentially unsuitable for their financial goals. So, what options do members have when it comes to making informed investment decisions for their pension funds?

For those who have not actively selected a fund before, remaining invested in the scheme default fund is the default option. While convenient, this approach may not optimise investment outcomes tailored to individual preferences. On the other hand, selecting individual funds from the pension provider’s fund range can be a complex and time-consuming task, especially for inexperienced investors, potentially resulting in mismatches with their investment objectives.

Fortunately, there is a superior alternative available to Cartlidge Morland clients—the Cartlidge Morland Pension Portfolio service. This innovative offering leverages the expertise of our dedicated Investment team to curate a diversified portfolio comprising a selection of funds from the chosen provider’s fund range. By opting for the Cartlidge Morland Pension Portfolio service, members can benefit from a personalised investment strategy tailored to their unique risk profile and financial objectives.

So what can you expect from this service?

• Diversified investment portfolios to meet a range of different risk profiles (Cautious to Speculative)
• Both mainstream Portfolios and those that meet Environmental, Social and Governance (ESG) standards
• Expert help from the Cartlidge Morland Investment team (who have over 50 years’ experience) – They do all of the hard work so members don’t have to i.e. fund research/ analysis and portfolio construction/ reviews (every six months)
• Tailored communication strategy – to engage and educate members to help them make investment choices that are right for them
• Simple and straightforward process – Members confirm investment choice and Cartlidge Morland do the rest

Cartlidge Morland do not charge an additional fee to our Corporate Clients for use of the Pension Portfolio service although, as with any investment, members would incur an Annual Management Charge (AMC), levied by the pension providers.

Our Pension Portfolio service empowers clients to access a professionally managed investment solution that aligns with their individual needs, offering peace of mind and confidence in their financial decisions.

Take charge of your pension investments today with the Cartlidge Morland Pension Portfolio service and embark on a journey towards achieving your long-term financial goals.

Cartlidge Morland’s ethos is to “Nurture, Protect & Engage” Contact us to learn more about our Employee Wealthcare^TM offering and how we can help you enhance your pension investment strategy and secure a brighter financial future for your business and employees.

For more information or an informal chat, why not speak to one of our advisers today.